[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rotera.cz\/jak-si-pujcit-a-neprohloupit\/#Article","mainEntityOfPage":"https:\/\/www.rotera.cz\/jak-si-pujcit-a-neprohloupit\/","headline":"Jak si p\u016fj\u010dit a neprohloupit","name":"Jak si p\u016fj\u010dit a neprohloupit","description":"\u017dijeme v dob\u011b a spole\u010dnosti, v n\u00ed\u017e nemus\u00edme jenom trpn\u011b p\u0159e\u017e\u00edvat pomalu bez koruny v kapse a \u010dekat, ne\u017e se n\u00e1m poda\u0159\u00ed na\u0161et\u0159it na to, … ","datePublished":"2018-12-25","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.rotera.cz\/author\/#Person","name":"","url":"https:\/\/www.rotera.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rotera.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rotera.cz\/wp-content\/uploads\/img_a331375_w2252_t1543702636.jpg","url":"https:\/\/www.rotera.cz\/wp-content\/uploads\/img_a331375_w2252_t1543702636.jpg","height":0,"width":0},"url":"https:\/\/www.rotera.cz\/jak-si-pujcit-a-neprohloupit\/","wordCount":513,"articleBody":"\u017dijeme v dob\u011b a spole\u010dnosti, v n\u00ed\u017e nemus\u00edme jenom trpn\u011b p\u0159e\u017e\u00edvat pomalu bez koruny v kapse a \u010dekat, ne\u017e se n\u00e1m poda\u0159\u00ed na\u0161et\u0159it na to, po \u010dem tou\u017e\u00edme nebo co vysloven\u011b nezbytn\u011b pot\u0159ebujeme. \u017dijeme v dob\u011b, kdy se d\u00e1 tento stav \u0159e\u0161it, ba co v\u00edc, kdy se na n\u00e1s val\u00ed podobn\u00e9 nab\u00eddky ze v\u0161ech stran. Zapneme televizi a u\u017e n\u00e1s reklamy p\u0159esv\u011bd\u010duj\u00ed, jak v\u00fdhodn\u00e9 a jednoduch\u00e9 je p\u016fj\u010dit si. Otev\u0159eme noviny nebo leckter\u00fd \u010dasopis, vstoup\u00edme na internet a r\u00e1zem si m\u016f\u017eeme vyb\u00edrat, od koho si p\u016fj\u010d\u00edme. Lecjak\u00e9 instituce se doslova p\u0159edh\u00e1n\u011bj\u00ed v tom, co v\u0161echno jsou pro sv\u00e9 klienty ochotny ud\u011blat Ov\u0161em je nasnad\u011b, \u017ee nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka. Jsou tu nab\u00eddky v\u00edce ne\u017e lukrativn\u00ed stejn\u011b jako ty, je\u017e n\u00e1s nakonec mohou p\u0159iv\u00e9st do horouc\u00edch pekel sv\u00fdmi p\u0159emr\u0161t\u011bn\u00fdmi \u00faroky nebo dodatky napsan\u00fdmi on\u00edm neblaze proslul\u00fdm mal\u00fdm p\u00edsmem nebo t\u00e9m\u011b\u0159 nesrozumiteln\u00fdmi formulacemi pln\u00fdmi z\u00e1ke\u0159n\u00fdch h\u00e1\u010dk\u016f. A pokud nen\u00ed \u010dlov\u011bk pomysln\u00fd sebevrah, nezb\u00fdv\u00e1 mu, ne\u017e se p\u00eddit po tom, od koho si ty nab\u00edzen\u00e9 pen\u00edze vz\u00edt. Proto\u017ee se na na\u0161em trhu pohybuj\u00ed i v\u0161emo\u017en\u00e9 nekal\u00e9 \u017eivly, je\u017e nejednou p\u0159\u00edmo prahnou po tom, a\u017e n\u011bjak\u00e9ho toho pros\u0165\u00e1\u010dka vezmou na h\u016fl a klidn\u011b i tot\u00e1ln\u011b zruinuj\u00ed, p\u0159iprav\u00ed o v\u0161echno. Kdy\u017e u\u017e si m\u00e1 \u010dlov\u011bk n\u011bjak\u00e9 ty pen\u00edzky p\u016fj\u010dit, m\u011blo by se to pokud mo\u017eno co nejv\u00edce vypl\u00e1cet. N\u011bkdy m\u016f\u017ee b\u00fdt t\u00edm nejlep\u0161\u00edm nab\u00eddka od n\u011bkter\u00e9 z na\u0161ich nebo dokonce sv\u011btov\u00fdch bank, ov\u0161em ne v\u017edy tomu tak mus\u00ed b\u00fdt. T\u0159eba u\u017e i jenom proto, \u017ee banky nejednou potenci\u00e1ln\u00ed klienty odm\u00edtaj\u00ed nebo po nich cht\u011bj\u00ed natolik podrobn\u00e9 informace, \u017ee \u010dlov\u011bk ztr\u00e1c\u00ed ochotu se p\u0159ed nimi takto \u201eobna\u017eovat\u201c. A v tu chv\u00edli p\u0159ich\u00e1zej\u00ed ke slovu r\u016fzn\u00e9 nebankovn\u00ed alternativy. Je\u017e nejednou vyhov\u00ed i t\u011bm, kdo v klasick\u00fdch bank\u00e1ch \u010di jinde neusp\u011bli. Proto\u017ee z\u00edskat nebankovn\u00ed hypot\u00e9ku t\u0159eba na  nen\u00ed zase a\u017e tak obt\u00ed\u017en\u00e9. Sta\u010d\u00ed splnit i jen jednu jedinou podm\u00ednku, j\u00ed\u017e je z\u00e1stava nemovitosti, a je to. \u010clov\u011bk dostane vytou\u017een\u00e9 pen\u00edze a p\u0159itom mu nehroz\u00ed \u017e\u00e1dn\u00e9 nep\u0159\u00edjemn\u00e9 kontroly, jako je kup\u0159\u00edkladu nahl\u00ed\u017een\u00ed do registr\u016f \u010di dokl\u00e1d\u00e1n\u00ed v\u00fd\u0161e p\u0159\u00edjm\u016f, nen\u00ed nutno dokl\u00e1dat ani to, na co budou n\u00e1sledn\u011b p\u016fj\u010den\u00e9 pen\u00edze vynalo\u017eeny. \u010clov\u011bk m\u00e1 pen\u00edze rychle a bez probl\u00e9m\u016f a m\u016f\u017ee s nimi nakl\u00e1dat tak, jak chce. Bez v\u00fdjimek. A tak to m\u00e1 b\u00fdt.                                                                                                                                                                                                                                                                                                                                                                                        3.9\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si p\u016fj\u010dit a neprohloupit","item":"https:\/\/www.rotera.cz\/jak-si-pujcit-a-neprohloupit\/#breadcrumbitem"}]}]